Your insurance policy includes an "unrepaired damage waiver." Any previously paid but unrepaired damage will be deducted from future claims on the same vehicle. It's also worth noting that insurance companies often underwrite their initial estimates — waiting can cost you more in the long run.
Most hail repairs are completed within a week. More extensive damage requiring conventional repairs may take longer, especially if parts need to be ordered or if your insurance adjuster needs to approve a supplement. We'll give you an estimated timeline upfront.
PDR is a technique where technicians carefully massage dents out from behind the panel without sanding, painting, or replacing parts. It preserves your factory finish and vehicle value. Most hail damage qualifies for PDR, unless the paint is cracked or the dents are too severe — in those cases, conventional repair is used on those
No. You have the legal right under Colorado statute 10-4-618 to choose any licensed repair shop you want. Your insurance company cannot force you to use their preferred shop or threaten to deny your claim if you don't.
No. In Colorado, hail damage is filed under comprehensive coverage, which is classified as an act of nature. By law, insurance companies cannot raise your premiums for a comprehensive claim. Getting your vehicle repaired will not affect your rates.
